How Long Does it Take to Fix Credit Score in Canada?

So how long does it take to fix your credit score in Canada? Much depends on the situation and the score. The lower the score, the more time it will take to repair. But you can begin repairing it right away.   We deal with many customers with less-than-perfect credit. Often through no fault of […]

For most of us, aside from a mortgage, an auto loan will be our most significant outgoing. If you can minimize it or pay it off early, you gain a lot of financial freedom.   As long as your auto loan supports early repayment or overpayments, you could save a lot of money. While it […]

Classic cars are one of the few vehicle types that can appreciate in value. Just like art or fine wine, the value can go up instead of (or as well as) down. That makes classic cars fertile ground for investment. If you want in on the game, can you get a classic car loan?   […]

The question of leasing or buying a car is as old as the cars themselves. A bit like Mac vs Microsoft, a question with no real answer and a question that can divide opinions.   Rather than get involved in any of that, our auto loans team will outline the pros and cons of leasing […]

Today is customer question time and this one is a good one. It’s a situation many of us find ourselves in, often without knowing it. The question was ‘Is it a good idea to buy an ex-rental car with my auto loan?’   We asked our auto loans team to outline the pros and cons […]

The origination of the term ‘lemon car’ is murky but it’s part of accepted parlance when describing a car that just won’t work properly. It’s a subject we were discussing with our car loan team the other day so decided to create a blog post about how to avoid buying a lemon.   So, what […]

Have you ever wondered how being a co-signer for a car could impact your financial standing? In Canada, where car ownership is a necessity for many, the concept of co-signing is not uncommon.   In this article, we will delve into the details of what it means to be a co-signer for a car loan […]

Car loan pre-approval is something we like to speak on a lot with our blog. There's good reason for that, it plays an important part in our car loan application process. So much so, that we see it to be a must! Get Pre-Approved in 2 Minutes or Less. All credit scores accepted & no […]

In the ever-evolving landscape of the gig economy, individuals are increasingly turning to ride-sharing platforms like Uber to carve out their entrepreneurial paths.   However, one common obstacle aspiring Uber drivers face is the need for a reliable vehicle. Fortunately, financial solutions such as a "car loan for Uber" have emerged to bridge the gap […]

When we talk about cars on this blog, we also mean SUVs, crossovers, trucks, vans, and other vehicles too. We use the term car for convenience so we don’t bore you with a long list of vehicle types every time we write.   However, there are times when we need to get specific. Like when […]