Car Loans When Unemployed in Canada: What to Know

Getting a car loan when unemployed might seem challenging, but it’s not impossible. Some people may need a vehicle even when they’re between jobs or relying on non-traditional income.   In Ontario, dealerships offer several ways to help people without steady employment get approved for a car loan. This article will break down what you […]

Congratulations! You're finally ready to get your own set of wheels. We are so grateful to be able to help you on that journey, but there are a few things we think you should know before diving in head first.   It's more than possible for you to get approved for car financing, but since […]

Most people are aware that having a good credit score is highly recommended when buying a car, but that doesn't mean some people with bad credit don't need a car right away! So, not the question becomes does financing a car help build credit score? Does the loan start repaying you by raising your credit […]

Selling a damaged car in Ontario might seem challenging, but with the right approach, you can still get a fair price for it. This guide will walk you through the steps to make the process as smooth as possible.   1. Assess the Damage Before you sell a damaged car, you need to assess the […]

For many Canadians in Ontario, managing monthly expenses can be a balancing act, especially when it comes to big-ticket items like car payments. One question that comes up often is whether you can make your car payment with a credit card, especially when buying from a dealership.   Let’s break this down in a simple […]

If you're in Ontario and thinking about buying a car from a dealership, one of the key things you need to consider is financing. Car finance approval is an important part of the process.   But how long does car finance approval take? Let’s break it down simply, so you know what to expect when […]

If you're thinking about buying a car from a dealership in Ontario, you might wonder, "Do I need a co-signer for a car loan?" This is a common question, especially if you’re new to financing or if your credit score isn’t the best. Let's break down what a co-signer is, when you might need one, […]

Retirement is a time to relax and enjoy life, but it might also be the right moment to consider buying a car. Whether it's for road trips, visiting family, or simply having the freedom to get around, buying a car when retired can be a great choice.   In this article, we'll explore the ins […]

If you're thinking about buying a car in Ontario, you might have come across the option of a 96-month car loan. But what does this mean, and is it the right choice for you?   Let's break down everything you need to know about 96-month car loans in simple terms so you can make an […]

When you’re looking to finance a car in Ontario, understanding the terms of your loan agreement is important. Two key roles that can help improve your chances of getting approved are a co-signer and a co-borrower. While these terms may sound similar, they have different meanings and responsibilities.   In this article, we’ll explain the […]