Leasing Vs. Buying a Car: Which Should You Choose?

The decision to acquire a new vehicle can be both exciting and daunting. As you embark on this journey, a fundamental question arises: should you lease or buy?   While there's no one-size-fits-all answer, this article will explore the pros and cons of leasing and buying, allowing you to make an informed choice that aligns […]

Buying a used car can be a thrilling experience. It opens up a world of possibilities, whether you're a first-time buyer or looking to upgrade your current ride.   However, it can also be overwhelming and daunting. With so many options available in the Canadian market, where do you even begin?   Fear not! This […]

Are you an international student in the Toronto area? Recently arrived to study here and want a car to get around? You’re not alone in this. We had a client this week who was in this exact situation. That’s what prompted this post. Our auto loans team handled the client so we asked them to […]

Life does happen to people, and sometimes, it might be difficult to repay your auto loans. Sometimes there are medical emergencies, car repairs, or a job loss that might strain your finances. Knowing full well that missing a loan can affect your loan, how can you mitigate this? Can you extend your car loan? Yes, […]

Purchasing a car can be challenging, especially if you rely on disability benefits as your primary source of income. For many Canadians with disabilities, having a reliable vehicle is essential for maintaining independence and mobility.   However, financing a car can be a significant hurdle, particularly when you're on a fixed income like disability benefits. […]

When it comes to purchasing a car in Canada, most people will need to consider financing options. Car financing is an excellent way to spread out the cost of a vehicle over time, making it more affordable for the average Canadian.   However, there are a few things to keep in mind when it comes […]

Picture this: you're cruising down the open road, wind in your hair, and the freedom of the open highway at your fingertips. Owning a car is not just a means of transportation; it's a symbol of independence and possibility.   However, what happens when bad credit threatens to put the brakes on your dreams?   […]

Using a co-signer for a car loan in Canada is a useful way to qualify if you’re a borderline case or if your own application isn’t likely to be accepted on its own. It’s a simple solution to a simple problem and that’s what we’re going to discuss today.   Our car loans team will […]

If you’re planning to get a new car you generally have two options, to lease or buy. While each has definite benefits for people in different situations, there are specific pros and cons to each which may influence your decision.   As is our way, our auto loans team has collated what we consider the […]

Canadians receiving support through the Ontario Disability Support Program (ODSP) often face challenges in securing financial aid, especially when it comes to significant purchases like a car. Navigating the process of obtaining a car loan on ODSP can be daunting, but it's not an insurmountable feat.   Understanding the nuances of acquiring a car loan […]